BISA Credit Landing Page

In-Store or Delivered

Finance your next vehicle without ever leaving home. Or, schedule an in-store appointment. We're flexible!

Trade or Sell with Ease

We'll purchase your vehicle using data verified by CARFAX® Canada ensuring the best value for your vehicle.

Our customers love us!

It was my first vehicle and the experience was very very smooth. Victoria has taken care of entire process. They made sure that the customer was happy with the price. Thanks Victoria for your effort.

Ujwal Vikas

Working with Vicki and Kim was very easy. Sending documents via email, everything was done professionally and on time. Very happy with my experience here. Quality vehicles and when your loan is approved, they send you a list of vehicles in your approved budget range. They also ask you what you are looking for to customize and build your options. Will refer my friends and family to Kim and Vicki for sure to save on playing the dealership game.

Burton Keddy

They are indeed SMART. Friendly staff assist me in getting #TheBeast. They are truly professional from start of the application to the end. They are super fast while they explain all step by step. 👏 Bravo.

Malahlela Abram

I had the pleasure of working with Victoria, she worked in my budget and found me a truck that suited my needs, she definitely went above and beyond to help me. Thanks, Victoria.

Craig Mckillop

Discover what makes

Buy It Smart Auto

different.

Meet Kim MacPherson, a seasoned expert in the automotive industry with over 26 years of experience. With more than two decades dedicated to sales, finance, and management teams to serve less-than-perfect credit customers in a professional, ethical, and profitable way, Kim and Buy It Smart Auto offer the recommended way to purchase or sell a vehicle.

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Buy It Smart Auto and its partners work with some of

Canada's recommended lenders.

and many more...

About Buy It Smart Auto

Car-buying starts online in Canada with Buy It Smart Auto. Get approved to purchase a new or used vehicle without ever leaving home using a Buy It Smart partner in your community.


*Disclaimer: Payment terms and interest rates can vary. The lowest being 0% interest and up to 29.99% interest. We abide by all privacy laws and you are under no obligation to use our site. By using our site you understand all terms and conditions, and that payment, interest rates, and lease/finance terms will be determined at a later date when formal paperwork is signed. *Free Door-to-Door Delivery is not guaranteed. A Buy It Smart Auto partner may not be able to offer this option due to staffing, lack of delivery tools, and other variables that are not in control by Buy It Smart Auto. Some partners will not deliver outside a specific radius of their location. Please see dealer for details. By selecting an in-store or door-to-door delivery, Buy It Smart Auto proceeds to match the applicant with a partner that is best suited to serve that customer.


Buy It Smart Auto both a dealership and referral agent. Once you complete our form, we will match you with a parnter and auto finance lender to discuss your vehicle and financing options with you. Or, through Buy It Smart Auto directly. Financing is almost guaranteed through our in-house financing partners, however, the amount of loan and options are conditional OAC. Financing is OAC and subject to approval from 3rd party lenders or dealers. Payment terms and interest rates can vary greatly by the lender. Any approval will come with conditions from the lender. Please read and fully understand all terms and conditions prior to financing a car. The provinces we service may change without notice

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