Pick the vehicle you already know you want before getting approved.
Find out what you qualify and find a vehicle that fits your approval.
Upload your current vehicle and get an offer to trade-in your vehicle.
Before you visit the dealership, be confident knowing you are approved first. Our simple process includes a Soft Credit Pull from Equifax and a Free Credit Score Check, so you can shop with confidence knowing your credit rating won't be affected. After reviewing your application, we'll let you know how much you're approved for and discuss your desired budget.
Choose from a wide variety of vehicles you're approved for. All of which match your needs and desired budget. We partner with top sources, including Reputable Dealerships, Auto Auctions, Private Sellers, and Rental Car Companies, YOU ARE NOT LIMITED BY THE VEHICLES WE HAVE, selection is literally unlimited!
Get your vehicle delivered to your home. We make the car buying process as easy and convenient as possible. Once you've selected a vehicle, we'll arrange for it to be delivered directly to your home.
Meet Kim MacPherson, a seasoned expert in the automotive industry with over 26 years of experience. With more than two decades dedicated to sales, finance, and management teams to serve less-than-perfect credit customers in a professional, ethical, and profitable way, Kim and Buy It Smart Auto offer the recommended way to purchase or sell a vehicle.
Refer your friend
and earn up to $500!
Refer a friend, family member, or acquaintance.
This is a paragraph. Writing in paragraphs lets visitors find what they are looking for quickly and easily.
This is a paragraph. Writing in paragraphs lets visitors find what they are looking for quickly and easily.
This is a paragraph. Writing in paragraphs lets visitors find what they are looking for quickly and easily.
This is a paragraph. Writing in paragraphs lets visitors find what they are looking for quickly and easily.
I loved working with Kim and Judy they both were great and I asked them for a reliable car with my bad credit before my birthday in august and they made that happen so thank you soo much.
Thanks Again Kim: I was in the market for a new to me vehicle and had been searching multiple dealers inventories. I contacted Kim at Buy it Smart Auto whom I had previously dealt with and she went to work. We finally narrowed the field down to one vehicle and Kim made it happen. The car arrived at my door all ready for its new owner. She did all the hard work making this easy for me! I ended up with a fantastic new to me vehicle! Thanks to Kim and her entire team!
Kim and her team were awesome! Smooth process and now I have a 2017 Honda CRV ! Thanks Kim and buy it smart for the awesome experience
If you are looking to buy a "new to you" vehicle put your trust in Kim and her crew at Buy it smart auto. Her knowledge of the used car industry is second to none and her professional attitude really shines through. She keeps you informed every step of the way and has your best interest in mind when it comes to selecting a vehicle. She's truly a ray of sunshine and I'd highly suggest her and Buy it smart auto to anyone.
Get a turnkey solution for your dealership to create, expand, or optimize your non-prime department.
Car-buying starts online in Canada with Buy It Smart Auto. Get approved to purchase a new or used vehicle without ever leaving home using a Buy It Smart partner in your community.
*Disclaimer: Payment terms and interest rates can vary. The lowest being 0% interest and up to 29.99% interest. We abide by all privacy laws and you are under no obligation to use our site. By using our site you understand all terms and conditions, and that payment, interest rates, and lease/finance terms will be determined at a later date when formal paperwork is signed. *Free Door-to-Door Delivery is not guaranteed. A Buy It Smart Auto partner may not be able to offer this option due to staffing, lack of delivery tools, and other variables that are not in control by Buy It Smart Auto. Some partners will not deliver outside a specific radius of their location. Please see dealer for details. By selecting an in-store or door-to-door delivery, Buy It Smart Auto proceeds to match the applicant with a partner that is best suited to serve that customer.
Buy It Smart Auto both a dealership and referral agent. Once you complete our form, we will match you with a parnter and auto finance lender to discuss your vehicle and financing options with you. Or, through Buy It Smart Auto directly. Financing is almost guaranteed through our in-house financing partners, however, the amount of loan and options are conditional OAC. Financing is OAC and subject to approval from 3rd party lenders or dealers. Payment terms and interest rates can vary greatly by the lender. Any approval will come with conditions from the lender. Please read and fully understand all terms and conditions prior to financing a car. The provinces we service may change without notice